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Albert Alexander's Articles in Finance

  • Shop And Compare-A Necessary Evil To Finding Good Health Insurance
    Shopping for health insurance can be a frustrating hassle. There are so many companies with so many rates to compare.
  • Health Insurance And The HIPAA Laws
    Your visit to the doctor now contains a page where you sign that you acknowledge that the physician's office has notified you about their compliance with HIPAA laws.
  • Health Insurance And Healthcare Payment Options
    When it comes to health insurance, many people don't exactly know everything that there is to know about the subject. That only stands to reason, it is not something that is easily understood because of its complexity.
  • Health Insurance Fraud-Don't Add To The Increasing Healthcare Costs
    Everyone knows that the health insurance industry is continually raising monthly premiums, and many feel this is unjust to you as the consumer. However, the health insurance industry has had to fight increasing health insurance fraud.
  • Good Recordkeeping-The Key To Error Free Insurance Bills
    Keeping your own records of any medical care that you and your immediate family have received is the only way to be sure that your insurance and bills are free from mistakes. It may seem unimportant now, but later in life when you try to get life insurance or get treatment that is appropriate for you, the importance will be in the spotlight.
  • How To Weed Through All Your Insurance Options
    In the United States, there are about five different types of health insurance available: traditional health insurance; preferred provider organizations or PPOs; point-of-service plans or POS; health management organizations or HMOs; and most recently, health savings accounts or HSAs.
  • Do You Really Need A College Health Insurance Plan
    When you are finally done with your high school education, there is no doubt that you'll be enrolling into a college. Many times when a child reaches the age of 20, they are no longer covered by their parents' insurance and this can lead to a troubling situation if they are not working and just strictly going to college.
  • Don't Fall Victim To Health Insurance Scams
    There are thousands of unsuspecting people who end up falling victim to health insurance scams each year. Unauthorized insurers are ready to sell you health insurance with a low-cost premium and most people would never think that there are fake insurance companies out there waiting to steal your money.
  • Insurance Considerations For Those Getting Ready To Tie The Knot
    Health insurance providers are not created equal. Before a couple is married, the option of sharing coverage is extremely unusual unless one of your insurers offers domestic partner insurance.
  • Know Your Health Insurance Coverage Before Going Abroad
    You may not know this already, but when planning on traveling abroad you cannot take your local insurance with you. You will need to purchase an international insurance plan offered by a multinational insurance company.
  • Looking At Insurance-Dont' Forget About Dental
    Dental insurance is often an afterthought when obtaining health insurance for a number of reasons. Some people may simply dislike the dentist and use the lack of dental insurance as a reason to not visit the dentist; others may feel that dental insurance is not worth the added cost to their monthly health insurance premium.
  • The ABC's Of Obtaining Health Insurance
    Many people are often concerned about obtaining health insurance. They are confused about their options or about how to obtain the best health insurance for them or their family.
  • Health Care And Retirement-Protection In Your Golden Years
    Health insurance for retirees or senior citizens can be confusing, especially with so many options and requirements. However, health insurance is crucial for retirees.
  • Who Needs Long Term Care Insurance
    Long-term care insurance is not right for everyone. For a small percentage of the population this coverage is an affordable and worthwhile type of insurance.
  • Educate Yourself On The Health Insurance Landscape
    Health insurance can be confusing, especially if it is your first time shopping around with different providers. Terms such as deductible, co-payments, and pre-existing conditions can be confusing if you do not know what they really mean.
  • Don't Forget Your Disability Insurance
    We all know how important typical health insurance is, but did you know that disability insurance is just as important? In the event that you are hurt on the job, and cannot work, disability insurance will give you peace of mind and you will still able to provide for your family.
  • Filling The Gap With Short Term Health Insurance
    When people think of health insurance, they think of traditional health insurance, with office visits, co-payments, and prescription drug coverage. However, such health insurance is not always available.
  • Become A Better Small Business Owner-Get A Group Health Plan
    Many small business owners know that in order for them to be successful they must offer an incentive to recruit employees to work for them. This can be any number of things, but most often it is the benefit of offering group health insurance.
  • Advantages And Disadvantages Of An Indemnity Health Insurance Plan
    Indemnity health insurance plans are more regularly known as traditional health insurance plans. These health insurance plans can be costly but often cover most health problems that may arise, while other insurance plans exclude some illnesses or diseases from their coverage.
  • Is A Managed Care Plan Right For You
    There are many different types of Health insurance plans out there. Picking the right one for yourself can be troublesome in the beginning, especially if you don't know what you are looking for. You might have trouble deciding which one would be better for you.
  • Finding Affordable Health Insurance For The Unemployed
    Being unemployed can be a financial downside to say the least. You may be dependant on someone else to cover your daily expenses such as a place to live and food to eat. Health insurance is something that everyone needs and not enough people have available because of these other financial burdens.

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